Connect your AI
to your money
Claude, ChatGPT, Claude Code — whichever AI you already love. Give it live access to read, organize, automate, and optimize your finances.
See
Your AI can see your money.
Connect Claude or ChatGPT to your bank accounts and start asking questions — for free.
forever
Includes 14-day Organize trial
- Connect up to 2 financial accounts
- Read-only MCP tools for any AI agent
- 1 personal view with basic filters
- 5 template rules (auto-categorize, tag, clean names)
- Basic metrics: net worth & monthly spend
- Community support
Organize
Your AI can organize your money.
Full rules engine, write access, custom categories — everything to let your AI whip your finances into shape.
/mo · $143.90 billed annually
Everything in See, plus:
- Unlimited account connections
- Full rules engine — unlimited rules, all criteria
- MCP read + write tools (categories, tags, rules, merchants)
- Unlimited custom categories & tags
- 5 personal views with advanced filters
- Full financial metrics with AI delta analysis
- Financial health trackers
- Non-destructive edit history & undo
- Transaction export (CSV)
- Email support
Automate
Your AI can move your money.
Automated transfers, shared views with your partner, rule-triggered money movement — your AI becomes your financial autopilot.
/mo · $287.90 billed annually
Everything in Organize, plus:
- Money transfers between accounts (up to 15/mo)
- Rule-triggered transfers & balance maintenance
- Liability paydown (credit cards, loans)
- 2 shared views (up to 3 participants each)
- Focus areas with proactive improvement suggestions
- Priority support
Invite your partner for just +$4.99/mo
That's two full accounts for $34.98 — less than one Monarch subscription each.
Optimize
Your AI can grow your money.
Invest through model portfolios, get proactive AI coaching, and let Agency watch your finances around the clock.
/mo · $479.90 billed annually
Everything in Automate, plus:
- Era brokerage with model portfolios & auto-rebalancing
- Rule-triggered investment contributions
- Unlimited shared views (up to 5 participants each)
- Unlimited money transfers
- AI financial improvement roadmap
- Proactive notifications & autonomous optimization via Agency
- Phone + priority chat support
Add exactly what you need
Every add-on is available at any paid tier. Stack them up, drop them any time. If your add-ons ever cost more than the next tier, we’ll nudge you to upgrade and save.
Scale
+4 connected accounts
Stackable+3 personal views
Stackable+15 transfers/month
StackableCapabilities
Invite someone to a shared view with full access
Full metrics + AI delta analysis + health trackers
Included in Organize+10 transfers/mo + rule-triggered + balance maintenance
Included in Automate+Era brokerage + 1 model portfolio
Included in Optimize5 portfolios + custom allocations + advanced rebalancing
Power-Ups
4× daily account refresh (vs. 1× default)
Scheduled exports, webhooks, API access to your data
0.5% fee per transfer for instant settlement
Algorithmic trading and quant finance, reimagined for retail. Your AI agent composes strategies over novel data, backtests with zero look-ahead bias, and trades autonomously.
Signals
Explore novel bar data, educational backtesting
- 5 symbols
- Novel bar types (volume, dollar, imbalance)
- Paper backtesting (2yr history)
- Read-only MCP tools
Lab
Full strategy composition, backtesting, and analysis
- Unlimited symbols
- Full backtesting + Monte Carlo
- Strategy composition via MCP
- WebSocket/webhook events
- API access
Live
Autonomous strategy execution with risk guardrails
+ 0.12% AUM (min $12/mo)
Join Waitlist- Everything in Lab
- Live trading in Era brokerage
- Autonomous execution
- Risk management guardrails
- Priority compute
Developer Data API available at custom pricing — contact us.
How Era compares
Budgeting apps show you your money. Era gives your AI agent the keys.
vs. Budgeting Apps
| Feature | Era Organize | Monarch | Copilot | YNAB |
|---|---|---|---|---|
| AI agent integration (MCP) | ||||
| Works with Claude, ChatGPT, Claude Code | ||||
| Natural-language bulk operations | ||||
| Advanced rules engine with layered undo | basic | basic | ||
| Shared views with another person | ||||
| AI-powered financial health trackers | ||||
| Custom categories & tags | ||||
| Cross-institution unified view | ||||
| Transaction export | ||||
| Price | $14.99/mo | $14.99/mo | $11.99/mo | $14.99/mo |
vs. the Full Era Platform
| Feature | Era Automate | Era Optimize | Monarch | Empower |
|---|---|---|---|---|
| AI agent reads & writes your finances | ||||
| Cross-institution money transfers | ||||
| Rule-triggered automated transfers | ||||
| Balance maintenance rules | ||||
| Automated investing with model portfolios | ||||
| AI-generated financial roadmap | basic | |||
| Proactive autonomous optimization | ||||
| Shared financial views for couples | ||||
| Paycheck autopilot (split → save → invest → pay debt) | ||||
| Liability paydown (credit cards, loans) | ||||
| Non-destructive — every change is reversible | ||||
| Price | $29.99/mo | $49.99/mo | $14.99/mo | Free* |
Thesis vs. Retail Trading Platforms
| Feature | Era Thesis | QuantConnect | Alpaca Direct | TradingView |
|---|---|---|---|---|
| AI agent strategy composition (MCP) | ||||
| Novel bar types (volume, dollar, imbalance) | ||||
| Point-in-time backtesting (zero look-ahead bias) | basic | |||
| Monte Carlo analysis | ||||
| Live trading from same platform | via broker | |||
| Natural-language strategy definition | ||||
| WebSocket/webhook event emission | ||||
| Integrated with personal finance (Context) |
* Empower Personal Dashboard is free; advisory services start at 0.49–0.89% AUM.